SBA Financing & Underwriting
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SBA Loan Programs for Buying a Business: 7(a), 504, Express, and Which One You Need (2026)
The SBA runs five distinct loan programs. Only one of them is built for acquiring an operating business — but for deals with real estate, working capital, or speed needs, the right answer changes.
- The $10 Million SBA Limit: What It Buys, and What It Doesn'tAugust 17, 202611 min read
- What Is a Cash Proof? The SBA Test That Reconciles Your Bank StatementsAugust 17, 202612 min read
- SOP 50 10 8.1: The New SBA Rules for Buying a Business (October 1, 2026)August 17, 202613 min read
- SBA 504 Loans for Buying a Business: How They Work (and How They Differ from 7(a))June 15, 202610 min read
- What to Do When Your Acquisition Deal Misses DSCR (Recovery Structures)May 19, 202611 min read
- SBA Loan Eligibility: Who Qualifies, What Disqualifies, and How to Pre-Check Before You Apply (2026)May 15, 202612 min read
- How to Analyze Add-Backs: What SBA Lenders Actually AcceptApril 7, 20268 min read
- SBA Loan Down Payment: How Much Do You Actually Need?April 7, 20268 min read
- What DSCR Do SBA Lenders Actually Require?April 7, 20268 min read